XRP Price Prediction: 2025-2040 Outlook Amid Bullish Technicals and Growing Adoption

Factors Influencing XRP''s Price

XRP Lawsuit Update: SEC Deadline Looms as Settlement Talks Continue

The protracted legal battle between Ripple and the U.S. Securities and Exchange Commission approaches a critical juncture. On June 16, regulators will file a status report that could determine whether settlement negotiations continue or litigation resumes.

Former SEC attorney Marc Fagel clarified widespread confusion about judicial involvement. "Judge Torres has no pending matters before her," he stated. "Her ruling stands - violations established, injunction issued, $125 million penalty imposed. The ball now rests with the parties."

Market participants await resolution of the proposed $50 million settlement, a 60% reduction from the original fine. The deal would conclude all appeals if finalized before the court-approved pause expires on April 16, 2025.

Ripple and SEC to File New Motion in XRP Lawsuit Under Rule 60

Ripple and the U.S. Securities and Exchange Commission are preparing to file a motion for an indicative ruling under Federal Rule of Civil Procedure 60, as suggested by Judge Analisa Torres. The move comes ahead of a key June 16 deadline for the SEC''s status report in the 2nd Circuit Court.

Legal observers expect the parties to request Judge Torres lift the injunction blocking Ripple''s alleged unlawful securities sales and reduce the civil penalty to $50 million. A previous attempt under Rule 62.1 was denied, with the judge noting Rule 60 requires demonstration of exceptional circumstances.

The ongoing legal maneuvering continues to delay resolution of the high-profile case, with the 2nd Circuit potentially granting another 60-day extension if the new motion is filed. Market participants remain watchful for developments that could impact XRP''s regulatory standing.

Ripple CEO Foresees XRP Capturing 14% of SWIFT''s Transaction Volume

Ripple CEO Brad Garlinghouse has made a bold prediction at the XRP APEX 2025 event in Singapore, stating that XRP could handle 14% of SWIFT''s global transaction volume within five years. This would translate to over $1.4 trillion in annual cross-border payments flowing through the XRP Ledger (XRPL).

Garlinghouse emphasized that XRP''s role as a bridge asset for liquidity—rather than messaging—positions it to disrupt the $150 trillion SWIFT network. The token''s value would hinge on velocity: how efficiently it circulates to facilitate transactions without requiring full reserve backing.

Currently ranked among top cryptocurrencies, XRP''s potential breakout to double-digit valuations depends on institutional adoption. The announcement has ignited discussions about blockchain''s capacity to overhaul legacy financial infrastructure.

VivoPower Commits $100M in XRP via Flare Blockchain Amid Price Dip

Nasdaq-listed VivoPower International has unveiled plans to deploy $100 million worth of XRP tokens through the Flare blockchain, marking a significant institutional endorsement for Ripple''s digital asset. The energy-focused firm will leverage Flare''s DeFi infrastructure to generate yield on its holdings, positioning XRP as a treasury management tool—a strategy previously popularized by MicroStrategy with Bitcoin.

The partnership, ceremonially announced at #APEX2025, signals growing corporate adoption of blockchain-based treasury solutions. VivoPower will also integrate Ripple''s upcoming USD stablecoin into its financial operations, further bridging traditional finance with crypto-native yield mechanisms.

Despite the bullish fundamentals, XRP''s price declined following the announcement. The dip contrasts with Flare''s rising prominence as a yield-generating layer for non-staking assets—a capability increasingly attractive to institutional holders seeking passive income streams.

XRP Price Prediction For June 12

XRP shows signs of a bullish recovery as analysts eye potential upside breakouts. The cryptocurrency has been navigating a corrective phase since hitting a low on April 7, with recent price action suggesting a rebound may be underway.

Critical support between $2.05 and $2.10 holds firm on daily charts, while resistance looms at $2.35-$2.36. A decisive break above this zone could propel XRP toward short-term targets at $2.44 and potentially $2.60. A W-shaped double bottom pattern reinforces the bullish case.

Elliott Wave analysis reveals a completed WXY correction from January highs, with the April 7 low potentially marking a turning point. The subsequent five-wave advance and three-wave pullback form a classic pattern signaling further upside potential. Key support levels to watch include $2.22, $2.15, and $2.11—a breach below $2.11 would weaken the bullish thesis.

While technicals appear favorable, rising funding rates for long positions suggest potential headwinds. Market participants remain cautious as XRP balances between bullish patterns and overheated derivatives metrics.

Ripple’s RLUSD Integrates with Ondo Finance’s OUSG for US Treasury Access on XRPL

Ondo Finance has launched its tokenized US Treasury product, OUSG, on the XRP Ledger, marking a significant step in bridging traditional finance with blockchain. The offering, now available to institutional investors on XRPL, provides exposure to short-term US Treasuries through a fully tokenized format. With $30 million in total value locked at launch, OUSG expands its multi-chain presence beyond Ethereum and Solana, leveraging XRPL’s intraday settlement and liquidity advantages.

The integration positions XRPL as a hub for institutional-grade financial solutions, addressing inefficiencies in traditional markets. Ondo Finance, a leader in real-world asset tokenization with $1.3 billion in TVL, underscores the growing demand for blockchain-based treasury tools. OUSG’s $690 million portfolio includes BlackRock and Franklin Templeton-managed funds, signaling mainstream adoption.

Ripple’s RLUSD serves as a settlement option, further enhancing XRPL’s utility in tokenized finance. The move reflects broader trends of institutional crypto adoption and the convergence of decentralized and traditional finance.

XRP''s Meteoric Rise: A Look at the Cost of 10,000 Tokens Over Time

XRP''s recent price surge has sparked debates about its affordability, with the token''s value climbing nearly 600% between November 2024 and January 2025 to peak at $3.4. After a correction to $2, community figures like Edoardo Farina advocate for accumulating at least 10,000 XRP, warning that retail investors may soon be priced out.

A year ago, on June 11, 2024, XRP traded at $0.48, making 10,000 tokens a $4,800 investment. Five years prior, the cost was significantly lower, though the exact figure remains unspecified. Farina''s urgency stems from the belief that XRP''s value will continue to expand, potentially sidelining smaller investors.

XRPL Apex 2025 Kicks Off with EVM Sidechain Launch and Tokenized Treasuries

The XRP Ledger''s flagship event in Singapore opened with major announcements, headlined by Ripple''s confirmation of an Ethereum-compatible EVM sidechain launching in Q2 2025. Developed with Peersyst and Axelar Network, the solution has already attracted 87 projects during its testnet phase, processing over 280,000 daily transactions.

Ondo Finance simultaneously debuted its tokenized U.S. Treasuries (OUSG) on XRPL, marking a significant institutional adoption milestone. The dual developments signal XRPL''s accelerating convergence of decentralized finance and traditional asset management.

XRP Investor Alleges Insider Involvement in Token Loss on Bitrue Exchange

A prominent XRP community figure known as "PapaBear" has accused Singapore-based cryptocurrency exchange Bitrue of mishandling user funds. The allegations stem from an unauthorized transfer of approximately 2,045 XRP (worth $4,764) from his secured account to an unknown address.

The investor maintains his account was protected by three-factor authentication, including Google Authenticator, email confirmation, and a memorized PIN. Bitrue reportedly attributed the incident to hackers, but PapaBear contends that the security breach would require insider access given the multiple authentication layers involved.

The Seychelles-registered exchange has faced scrutiny from the XRP community following these claims, with questions arising about internal security protocols. The case highlights ongoing concerns about custodial risks in cryptocurrency exchanges despite advanced security measures.

Veteran Trader Foresees Double-Digit XRP Rally Based on Historical Pattern

XRP has surged 11% this month, breaking past $2.30 as analysts identify a recurring technical formation that previously preceded massive rallies. The sixth-largest cryptocurrency now shows striking similarities to its 2017 accumulation pattern before a 8,400% parabolic advance.

Seasoned trader Pepa highlights a descending trendline breakout mirroring XRP''s 2014-2017 base structure. His Fibonacci analysis suggests the current move could replicate the 2017 trajectory that propelled prices from $0.004 to $3.40 within eight months. The asset has already retraced 61.8% of its 2018-2020 bear market decline - a critical technical threshold.

Market participants note growing institutional interest in Ripple''s cross-border payment solutions as the SEC lawsuit nears resolution. Liquidity metrics show XRP''s 30-day trading volume up 47% month-over-month, with Binance and Bybit capturing 58% of global flows.

Top Analysts Predict $4 Price Target For Ripple XRP

Ripple''s XRP is gaining momentum, trading at $2.30 as of June 10, 2025, with analysts eyeing a $4 target. Technical patterns and on-chain growth suggest a bullish trajectory. Breakouts from descending channels and inverse head-and-shoulders formations point to potential rallies toward $3.50–$4.50.

Regulatory clarity from the Ripple vs. SEC lawsuit is fueling institutional interest. Daily active addresses have surged 1,600%, while futures open interest hit 1.85 billion XRP—a sign of speculative confidence. Bitget''s Ryan Lee projects a medium-term range of $3–$8 for 2025, with $10 possible by 2030, hinging on ETF approvals and legal resolutions.

XRP Price Predictions: 2025, 2030, 2035, 2040 Forecasts

BTCC''s Emma projects a base case of $3.50 for 2025 based on current technicals and adoption trends: "The $4 target aligns with XRP''s 2021 ATH adjusted for network growth, but requires sustained institutional inflows." Long-term forecasts assume XRP captures 10-15% of cross-border payments, with 2040''s $50 mid-range target reflecting compound annual growth of ~25% from 2025 estimates.